KGS, USD, RUB, CNY
Unlimited
1000 KGS, 50 USD, 1000 RUB, 500 CNY
interest is paid at the end of the term
not provided
not provided
provided for a similar period at the rate in effect at the time of extension
possible, but terminates 60 days before the end of the deposit term
In case of early termination of the deposit, remuneration is calculated at the rate of the demand deposit/current account
| Currency | 3 months | 6 months | 9 months | 12 months | 18 months | 24 months |
|---|---|---|---|---|---|---|
| KG som | 4% | 4% | 10% | 13% | 13% | 13% |
| US dollar | 2% | 2% | 4% | 4% | 4% | |
| Russian ruble | 4% | 6% | 7% | 7% | 7% | |
| CNY | 0,4% | 0,6% | 0,6% | 0,8% | 0,9% | 1% |
The interest rates listed are annual. The effective interest rate on som deposits ranges from 3% to 14% per annum, on US dollar deposits from 1% to 4.2% per annum, and on Russian rubles from 3.04% to 5.6% per annum, depending on the deposit terms. The effective interest rate may increase depending on the deposit amount.
Interest rates remain fixed for the entire term of the bank deposit agreement.
The Bank has the right to consider the possibility of establishing individual conditions for deposits when a client places funds in the amount of at least 20,000 (twenty thousand) US dollars or the equivalent of the specified amount in another available currency.
AFB CJSC is a participant in the Deposit Protection Agency of the Kyrgyz Republic. Insurance covers deposits of individuals and legal entities engaged in entrepreneurial activities.
All term deposits are insured up to 1,000,000 soms.
The deposit protection system guarantees the return of each depositor's bank deposit and accrued interest by providing compensation in the amount of the guarantee amount, as defined by law, after a guaranteed event occurs for a bank or banks participating in the deposit protection system. Deposits made by depositors in foreign currency are repaid in the national currency at the National Bank of the Kyrgyz Republic's official exchange rate on the date of the guaranteed event.